How MoniePlan works for you
✓
Enter your income
Monthly salary, freelance pay, side income — whatever comes in. MoniePlan uses this as the foundation for everything.
2
Start tracking
Log expenses as you go. Watch your categories fill up in real time. Get alerts before you overspend. That's it.
3
AI Spending Insights
Your AI analyst reviews every month: "You spent 40% more on food than last month — here's where it spiked." Real numbers, real patterns, tailored to your budget.
4
Spot trends before they become problems
Get alerts like "Transport is 20% over budget 2 months in a row" and wins like "You saved ₦15,000 more than last month." Actionable, not generic.
₦Nigerian Naira
$US Dollar
€Euro
£British Pound
KESKenyan Shilling
GHSGhanaian Cedi
ZARSouth African Rand
¥Japanese Yen
₹Indian Rupee
CADCanadian Dollar
₦Nigerian Naira
$US Dollar
€Euro
£British Pound
KESKenyan Shilling
GHSGhanaian Cedi
ZARSouth African Rand
¥Japanese Yen
₹Indian Rupee
CADCanadian Dollar
Simple, transparent pricing
Start free. Upgrade when you need more.
Free
$0Everything you need to build your first budget
- 1 active budget
- Custom categories
- Track spending vs plan
- Bill reminders & alerts
- Browse & use templates
Pro
$4.99For serious budgeters who want the full toolkit
Everything in Free, plus:
- Unlimited budgets
- Copy & duplicate budgets
- Share templates with community
- Export budget data
- AI spending insights
- Receipt scanner
- Priority support